CITIZENS PASSBOOK SAVINGS
With a low minimum balance, Citizens Passbook Savings is perfect for the saver who is just starting out or for anyone who wants easy access to their money. You can make deposits or withdrawals as often as you wish.

ULTIMATE CD
Combining the flexibility of a savings account with the high market rates of a CD, the Ultimate CD earns competitive rates while still giving you access to your account.

• Minimum balance is $1,000
• No maturity date
• Unlimited deposits
• No monthly processing fee
• Variable tiered rate compounded quarterly and paid quarterly.
• One no-fee withdrawal during any of the first five business days of each calendar quarter.
• Interest can be automatically transferred to another Citizens savings or checking account.

Citizens can sweep money from your checking accounts into interest bearing account automatically. Click here to find out more about our Sweep Accounts!