Citizens can monitor your business checking account on a daily basis, “sweeping" idle balances into an interest-bearing account. Adjustments to the balance of the checking account are made in order to maintain a target balance that insures sufficient funds will be available to maintain day-to-day cash flow for your business. The rest is automatically transferred into a money market account, where the funds will earn the bank's money market rate of interest. We can even sweep money from other banks to your Citizens accounts!