Personal Insurance
No one can predict the future, so it's best to be prepared for anything. Personal Insurance can make sure you and your loved ones are taken care of if you ever need it.
We do not work for an insurance company -- we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment.
Let us put our 117 years combined experience in the insurance industry to work for you.
- Summary
- Homeowners
- Automobile
- Personal Catastrophe Liability
- Boats / Recreational Vehicles
- Valuable Property
We Are An Independent Insurance Agency.
We guarantee customer satisfaction and quick handling of claims.
- Types of Insurance
Homeowners: Home insurance is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home. Replacement cost is offered; which is the amount it would cost to replace a house at current prices in the event of a catastrophe.
Renters: A type of home insurance that protects the holder against accidents, damages, and losses that occur in a rented residence. Renter's insurance provides coverage both for the insured's belongings and for liability that may result from an accident in the insured's home.
Automobile: Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.
Personal Umbrella: Umbrella insurance refers to insuring more than one property as opposed to insuring only one. An umbrella policy is pure liability coverage over and above the coverage afforded by the regular policy, and is sold in increments of one million dollars. The term "umbrella" is used because it covers liability claims from all policies underneath it, such as autos and homeowners policies.
Boats: Boat Insurance is insurance for a watercraft, whether that watercraft is a boat, a sailboat, a yacht or some other marine vehicle.
Recreational Vehicles: ATV insurance is for recreational vehicles that are for enjoyment such as snowmobiles, dirt bikes, dune buggies, golf carts, three-wheel ATVs, four-wheel ATVs and six-wheel ATVs. It provides coverage for the insured, your all terrain vehicle, and others on the trail. It covers bodily injuries for the insured as well as injuries incurred by other people are in the accident. Also it covers property damage to other vehicles that are in an accident with the insured's ATV.
Motorcycles: Motorcycle insurance is purchased to provide coverage for bodily injuries for the insured as well as injuries incurred by other people who are involved in the accident. It covers property damage to other vehicles and/or property that is involved in the accident as well. It protects against these losses that may occur.
Valuable Property: Get added protection for a wide variety of personal property - china, jewelry, furs and more. You can add this coverage to your homeowners, condo or renters policy. This policy is designed for customers with high-value possessions, such as artwork. It lists all covered items with a stated amount, meaning each item is scheduled with individual limits.
These insurance products:
- Are not FDIC insured, May Lose Value,
- Are Not Bank Guaranteed, Are Not Deposits,
- Are not Insured by Any Federal Government Agency, and
- Are Not a Condition to Any Banking Service or Activity.
