Reward Checking
Get a checking account that will make you shout for joy!
If your checking account doesn't offer you 1.76% APY* and free ATM refunds nationwide, then it's time to trade up. Why go with "ho hum" when you can have Reward Checking?
- Summary
With this exciting account, you get unlimited checking with no minimum balance requirements or monthly fees plus free Online Banking and all the other standard checking benefits.
If you haven't already embarrassed yourself by shouting out loud at this news, keep reading; if for some reason you don't meet the qualifications one cycle, you still get free checking AND our base rate of interest; and the next cycle you have the opportunity to earn those rewards again!
- 1.76% APY* on balances up to $15,000
- 0.25% APY* on balances over $15,000
- 0.10% APY* if qualifications aren't met
- ATM fee refunds up to $25 per cycle
- No minimum balance
- No monthly fees
- Unlimited check writing
- Free ATM/Check Card**
- Free Online Banking
- Online Bill Payment
- Free e-Statements
- Free Citizens-On-Call Telephone Banking
- Detailed monthly statement
- FDIC Insured
*APY = Annual Percentage Yield. For complete details click "More Info" tab above
** On approved credit.
- Qualifications
To receive the bonus rate and ATM fee refunds, simply do the following everyday activities each qualification cycle:
- Must have at least 10 Check Card purchases post and clear
- Have at least one Direct Deposit or ACH auto debit post and clear
- Must be enrolled and receive a monthly e-Statement via Internet banking
Chances are you do most of these things already!
- More Information
1.76% Annual Percentage Yield (APY) - 1.75% interest rate - paid on balances between one penny and $15,000, and 0.25% APY paid on all amounts above $15,000 each qualification cycle the minimum requirements are met. If you do not meet the requirements per qualification cycle, your account will function as a free checking account earning 0.10% APY; however, it will not receive ATM refunds for that time period. Rates as of September 2, 2011 . We may change the interest rate and APY at any time after the account is opened. No minimum balance required. Available to personal accounts only. No monthly service charge.
