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Ultimate CD

There are good interest rates out there... but there's only one ULTIMATE. This CD is hard to beat -- combining the flexibility of a savings account with the high market rates of a CD.

Get high interest rates and the freedom to deposit more funds anytime. You can even take money out during the term if you need to. Outstanding rates without losing access to your money -- no wonder we call it the Ultimate!

Summary
  • Variable tiered interest rate
  • Interest compounded and paid quarterly
  • No maturity date
  • Unlimited deposits
  • No monthly processing fee
  • One no-fee withdrawal per quarter*
  • Interest can be automatically transferred to another Citizens account
  • $1,000 minimum balance

View current rates

*One no-fee withdrawal may be made during any of the first five business days of each calendar quarter.

Important disclosures regarding the FDIC’s Transaction Account Guarantee Program