Nothing's worse than being told your debit card was declined in front of a bunch of people...except for maybe having to pay returned check fees. It happens to everyone once in a while. You can skip both with Overdraft Protection from Citizens Bank Minnesota.
With this great feature, your checking account is automatically protected from overdrafts with funds from your savings account or from an ABC (Automatic Bank Credit) Line of Credit. Never deal with embarrassing moments in the checkout line again!