Phone: 507-354-3165

WooHoo! Checking

Get a checking account that will make you shout for joy!

If your checking account doesn't offer you 3.05% APY* and free ATM refunds nationwide, then it's time to trade up. Why go with "ho hum" when you can have WooHoo! Checking?

Summary

With this exciting account, you get unlimited checking with no minimum balance requirements or monthly fees plus free Online Banking and all the other standard checking benefits.

If you haven't already embarrassed yourself by shouting out loud at this news, keep reading; if for some reason you don't meet the qualifications one cycle, you still get free checking AND our base rate of interest; and the next cycle you have the opportunity to earn those rewards again!

Ditch "Ho Hum" and start WooHoo-ing!

3.05% APY* on balances up to $25,000
1.01% APY* on balances over $25,000
0.25% APY* if qualifications aren't met
ATM fee refunds up to $25 per cycle
No minimum balance
No monthly fees
Unlimited check writing
Free ATM/Check Card**
Free Online Banking
Online Bill Payment
Free e-Statements
Free Citizens-On-Call Telephone Banking
Detailed monthly statement
FDIC Insured

View current rates

*APY = Annual Percentage Yield. For complete details click "More Info" tab above

** On approved credit.

Qualifications

To receive the bonus rate and ATM fee refunds, simply do the following everyday activities each cycle:

10 Completed & Posted Check Card Purchases
One posted Direct Deposit or one posted Automatic Payment
Enroll and receive e-Statements

Chances are you do most of these things already!

More Information

3.05% Annual Percentage Yield (APY) - 3.01% interest rate - paid on balances between one penny and $25,000, and 1.01% APY paid on all amounts above $25,000 each statement cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will function as a free checking account earning 0.25% APY; however, it will not receive ATM refunds for that time period. Rates as of July 1, 2010. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. Available to personal accounts only. No monthly service charge.