Exclusive Online Offer

Get $50 when you open a Citizens Basic Checking Account

3 Simple Qualifications:

1. Direct Deposit or Automatic Payment

2. Online Banking

3. E-statements

APPLY TODAY!

^{Must open the basic checking account online at www.citizensmn.com. Offer available to new checking account clients only. Account opening is subject to approval. Limit one per household. The $50 will be deposited upon receiving your first direct deposit or automatic payment, online banking set-up, and e-statement enrollment. If you choose to close the account within the first year of opening, or it becomes inactive for 3 consecutive months, your account will be debited $50 on account closing. This offer is valid 1-1-2010 until further notice and may change at any time without notice.}