Checking Accounts
- Rates effective May 24th, 2013
- * APY = Annual Percentage Yield
Reward Checking
| Balance | APY * | Compound Frequency | Interest Rate |
|---|---|---|---|
| Balances up to $15,000 | 1.76% | - | 1.75% |
| Balances over $15,000 | 0.25% | - | 0.25% |
| if qualifications are not met | 0.10% | - | 0.10% |
- ATM fee refunds up to $25 per cycle
- No minimum balance to earn rewards
- No monthly service fees
- Unlimited check writing
- Free e-Statements
- Free ATM/Debit Card***
- Free Online Banking
- Online Bill Payment
- Free Citizens-On-Call Telephone Banking
- Detailed monthly statement
- FDIC Insured
- Rates are subject to change. Fees may reduce the earnings on the account.
*** On approved credit
Citizens Super Now Checking
| Balance | APY * | Compound Frequency | Interest Rate |
|---|---|---|---|
| $1,000.00 - 14,999.99 | 0.10% | Monthly | 0.10% |
| $15,000.00 - 49,999.99 | 0.10% | Monthly | 0.10% |
| $50,000.00 - 99,999.99 | 0.10% | Monthly | 0.10% |
| $100,000.00 and above | 0.10% | Monthly | 0.10% |
- $1000.00 minimum to open.
- If you choose to go below the $1000.00 minimum balance during the monthly statement cycle, a $6.00 processing fee will be assessed and no interest will be paid on daily collected balance.
- Interest paid on daily collected balance.
- Unlimited check writing.
- Rates are subject to change. Fees may reduce the earnings on the account.
