Savings Accounts

Citizens Passbook Savings

Balance	APY *	Compound Frequency	Interest Rate
$0.00 - 99.99	No interest paid	Monthly	No interest paid
$100.00 and above	0.15%	Monthly	0.15%

If you choose to go below a $50.00 average monthly balance during the monthly statement cycle, a $3.00 per month processing fee will be assessed.
No interest will be paid any day on the daily balance below $100.00.
Interest is paid on the daily collected balance and credited to the account at month end.
Rates are subject to change. Fees may reduce the earnings on the account.

Account	APY *	Compound Frequency	Interest Rate
Breezie Passbook Savings	0.15%	Monthly	0.15%

Interest is paid on the daily collected balance and credited to the account at month end.
Rates are subject to change. Fees may reduce the earnings on the account.

Account	APY *	Compound Frequency	Interest Rate
Easy Investment Account	.75%	Monthly	.75%

Minimum balance of $5000.00 required. No interest will be paid on any day the daily collected balance is below $5000.00.
There will be a $10.00 processing fee assessed in any month the balance is below $5000.00.
Interest is paid on the daily collected balance and credited to the account monthly.
Rates are subject to change. Fees may reduce the earnings on the account.
Must have a Make My Life Easy Checking account to qualify.

Balance	APY *	Compound Frequency	Interest Rate
$1,000.00 - 14,999.99	0.15%	Monthly	0.15%
$15,000.00 - 49,999.99	0.25%	Monthly	0.25%
$50,000.00 - 99,999.99	0.25%	Monthly	0.25%
$100,000.00 and above	0.25%	Monthly	0.25%

$1000 minimum to open.
Check writing privileges limited to 3 checks and 3 automatic transfers per statement cycle.
An $18.00 charge per check written over the 3 check limit. An $18.00 charge per check written under $500.00.
If you choose to go below the $1000.00 average monthly balance during the monthly statement cycle, a $6.00 processing fee will be assessed and no interest is paid on daily collected balance.
Rates are subject to change. Fees may reduce the earnings on the account.

Balance	APY *	Compound Frequency	Interest Rate
$0.01 - 4,999.99	0.25%	Monthly	0.25%
$5,000.00 - 9,999.99	.50	Monthly	.50
$10,000.00 and above	1.00	Monthly	1.00

No minimum balance.
Interest is paid on daily collected balance and will be credited to the account monthly.
No annual fee will be collected when your account is enrolled with e-statements otherwise a $10.00 annual fee will be collected in June.
Contribution limits apply.
IRA transfer and closure fees apply.
Rates are subject to change. Fees may reduce the earnings on the account.