Merchant Services

Not every customer carries cash. If you want to increase the number of transactions you do, you need to accept credit and debit cards. We can help!

The capability to accept credit card payment is a necessity for successful business growth. Citizens Bank Minnesota is committed to providing industry-advanced solutions through our partnership with First Data.


  • Process all major credit card purchases
  • Attract a broader customer base
  • Receive up-front payment for services and merchandise, which improves cash flow
  • Reduce bad checks written to your business
  • Check verification
  • Integrated software solutions, fraud prevention and monitoring, and wireless and Internet-processing technology are also available for your business.

Clover Go

Clover Go imageClover® Go, through First Data, lets you accept major credit and signature debit cards with your smartphone or tablet. It’s fast, secure, and easy to use. Whether you sell at trade shows, stadiums or festivals, give in-home parties, or make deliveries, Clover Go makes it easy for your customers!


  •  Lets you accept major credit and signature debit cards
  •  Powered through your trusted bank partner
  •  Protects you with world-class security
  •  Create item lists with pictures, descriptions, and barcode capability

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Online Services

With Online Banking you can do your banking anytime, anywhere!

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Time versus Money

Remote Deposit

Don't lose time rushing to the bank with your business deposits. Deposit them electronically with our secure software and check scanner!

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Protect your business and it's assets

With our wide range of business insurance services, we can help make sure you're covered.

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Investment & Insurance products: Are Not Insured by the FDIC or any other federal government agency • Are not deposits of or guaranteed by a Bank or any Bank Affiliate • May Lose Value