Make My Life Easy Checking

At Citizens Bank Minnesota, we know not to mess with a classic. Our Make My Life Easy Checking comes loaded with benefits like unlimited check writing and Online Banking, but stays free.

It's just the right amount of checking for your everyday needs! No wonder it's so popular. 

Summary

  • No minimum balance 
  • Unlimited check writing 
  • Online Bill Payment 
  • Free ATM/Check Card 
  • Free Online Banking 
  • Free e-Statements 
  • Free Citizens-On-Call Telephone Banking 
  • Detailed monthly statement 
  • Overdraft protection available 

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WooHoo! Checking

Get a checking account that will make you shout for joy!

If your checking account doesn't offer you 1.51% APY* and free ATM fee refunds nationwide, then it's time to trade up. Why go with "ho hum" when you can have WooHoo! Checking?

Summary

  • 1.51% APY* on balances up to $15,000 
  • 0.15% APY* on balances over $15,000 
  • 0.10% APY* if qualifications aren't met 
  • ATM fee refunds up to $25 per cycle 
  • No minimum balance to earn rewards
  • No monthly fees 
  • Unlimited check writing 
  • Online Bill Payment 
  • Free ATM/Check Card** 
  • Free Online Banking 
  • Free e-Statements 
  • Free Citizens-On-Call Telephone Banking 
  • Detailed monthly statement 

View current rates

*APY = Annual Percentage Yield. For complete details see "More Information" below.

** On approved credit. 

Qualifications

To receive the bonus rate and ATM fee refunds, simply do the following everyday activities each qualification cycle:

  • Must have at least 10 Check Card purchases post and settle 
  • Have at least one Direct Deposit or ACH auto debit post and settle 
  • Must be enrolled and receive a monthly e-Statement via Online banking Go! Green tab

More Information

1.51% Annual Percentage Yield (APY) - 1.50% interest rate - paid on balances between one penny and $14,999.99, and 0.15% APY paid on all amounts above $15,000 each qualification cycle the minimum requirements are met. If you do not meet the requirements per qualification cycle, (per statement cycle minus the last day of the cycle) your account will function as a free checking account earning 0.10% APY; however, it will not receive ATM refunds for that time period. Rates as of August 2, 2013 . We may change the interest rate and APY at any time after the account is opened. No minimum balance required. Available to personal accounts only. No monthly service charge.

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Easy Interest Checking

Lois didn't choose Clark, so why would you go with a regular account with a low interest rate -- or no rate at all -- when you can have a Easy Interest Checking Account?

This account was designed for those who maintain a minimum balance of $1,000 and is interest bearing so you can be sure your money is working hard to raise your balance.

Summary

  • Interest bearing
  • Unlimited check writing
  • Online Bill Payment
  • Free ATM/Check Card
  • Free Online Banking
  • Free e-Statements
  • Free Citizens-On-Call Telephone Banking
  • Detailed monthly statement
  • Overdraft protection available
  • FDIC Insured

View current rates

More Information

$1000.00 minimum to open. If you choose to go below the $1000.00 minimum balance during the monthly statement cycle, a $6.00 processing fee will be assessed and no interest will be paid on daily collected balance. Interest paid on daily collected balance.

Apply Now

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