Rates

Rates effective as of 5/27/2015

Rates are subject to change. Fees may reduce the earnings on the account. Penalties may be imposed for withdrawals from CD's prior to maturity.

*Annual Percentage Yield

 Mortgage Rates


Checking Accounts

Account Minimum Balance to Obtain APY* APY* Compound Frequency Interest Rate
WooHoo! Checking Up to $14,999.99

Over $15,000

If qualifications
aren't met
1.51%

0.10%

0.05%
Monthly

Monthly

Monthly
1.50 %

0.10 %

0.05%
Easy Interest Checking $1,000.00 - $14,999.99

$15,000.00 - $49,999.99

$50,000.00 - $99,999.99

$100,000.00 and above
0.10%


0.10%


0.10%


0.10%
Monthly


Monthly


Monthly


Monthly
0.10%


0.10%


0.10%


0.10%




Savings Accounts

Account Minimum Balance to Obtain APY*
APY* Compound Frequency Interest Rate
Regular Savings $0.00 - $99.99


$100.00 and above
No interest paid

0.10%
-


Monthly
No interest paid

0.10%
Investment Savings $1,000.00 - $14,999.99

$15,000.00 - $49,999.99

$50,000.00 - $99,999.99

$100,000.00 and above
0.10%


0.10%


0.20%


0.20%
Monthly


Monthly


Monthly


Monthly
0.10%


0.10%


0.20%


0.20%
Health Savings Account $0.01 - $4,999.99

$5,000.00 - $9,999.99

$10,000.00 and above
0.10%

0.20%


0.50%
Monthly

Monthly


Monthly
0.10%

0.20%


0.50%


CDs

Term APY* Compound Frequency Interest Rates
3 month 0.20 %
Quarterly 0.20 %
6 month 0.30 %
Semi-Annual 0.30 %
12 month 0.45 %
Quarterly 0.45 %
18 month 0.50 %
Quarterly 0.50 %
24 month 0.75 %
Quarterly 0.75 %
30 month 0.85 %
Quarterly 0.85 %
36 month 0.90 %
Quarterly 0.90 %
36 month - InvCh 0.85 %
Quarterly 0.85 %
48 month 1.00 %
Quarterly 1.00 %
60 month 1.10 %
Quarterly 1.10 %
96 month 1.51 %
Quarterly 1.51 %


Special Certificates of Deposit

Term APY* Compound Frequency Interest Rates
13 month 0.75 % Quarterly 0.75 %
37 month 1.00 % Quarterly 1.00 %


Citizens Ultimate CD

Balance APY* Compound Frequency Interest Rates
$1,000 - $14,999.99 0.10 % Quarterly 0.10 %
$15,000.00 - $49,999.99 0.15 %
Quarterly 0.15 %
$50,000.00 - $99,999.99 0.35 %
Quarterly 0.35 %
$100,000.00 and above 0.50 %
Quarterly 0.50 %



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